True Mortgage Cost

Virginia Mortgage Guide

Everything you need to know about getting a mortgage in Virginia: property tax landscape, closing costs, and first time buyer programs.

At a glance

Virginia by the numbers

Median home value
$370,000
Effective property tax rate
0.87%
Median annual property tax
$2,526
Avg. homeowners insurance
$1,500/yr
Transfer tax
0.333%
Attorney required at closing
Yes

Tools

Virginia calculators