True Mortgage Cost

Texas Mortgage Guide

Everything you need to know about getting a mortgage in Texas: property tax landscape, closing costs, and first time buyer programs.

At a glance

Texas by the numbers

Median home value
$283,800
Effective property tax rate
1.49%
Median annual property tax
$4,232
Avg. homeowners insurance
$4,250/yr
Transfer tax
None
Attorney required at closing
No

Tools

Texas calculators