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South Dakota Mortgage Guide

Everything you need to know about getting a mortgage in South Dakota: property tax landscape, closing costs, and first time buyer programs.

At a glance

South Dakota by the numbers

Median home value
$235,000
Effective property tax rate
1.17%
Median annual property tax
$2,331
Avg. homeowners insurance
$2,400/yr
Transfer tax
0.100%
Attorney required at closing
No

Tools

South Dakota calculators