True Mortgage Cost

North Carolina Mortgage Guide

Everything you need to know about getting a mortgage in North Carolina: property tax landscape, closing costs, and first time buyer programs.

At a glance

North Carolina by the numbers

Median home value
$320,000
Effective property tax rate
0.82%
Median annual property tax
$1,898
Avg. homeowners insurance
$1,450/yr
Transfer tax
0.200%
Attorney required at closing
No

Tools

North Carolina calculators