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Kentucky Mortgage Guide

Everything you need to know about getting a mortgage in Kentucky: property tax landscape, closing costs, and first time buyer programs.

At a glance

Kentucky by the numbers

Median home value
$195,000
Effective property tax rate
0.83%
Median annual property tax
$1,372
Avg. homeowners insurance
$1,700/yr
Transfer tax
0.100%
Attorney required at closing
No

Tools

Kentucky calculators