True Mortgage Cost

California Mortgage Guide

Everything you need to know about getting a mortgage in California: property tax landscape, closing costs, and first time buyer programs.

At a glance

California by the numbers

Median home value
$774,582
Effective property tax rate
0.75%
Median annual property tax
$4,279
Avg. homeowners insurance
$1,500/yr
Transfer tax
0.110%
Attorney required at closing
No

Tools

California calculators