True Mortgage Cost

Alabama Mortgage Guide

Everything you need to know about getting a mortgage in Alabama: property tax landscape, closing costs, and first time buyer programs.

At a glance

Alabama by the numbers

Median home value
$175,000
Effective property tax rate
0.40%
Median annual property tax
$738
Avg. homeowners insurance
$1,900/yr
Transfer tax
0.100%
Attorney required at closing
No

Tools

Alabama calculators